DaLand’s Coin2Core® Certified as the Core-Native Bridge Connecting Banks and Credit Unions to Bitcoin, Ethereum, USDC, and the New Networks of Money

The rating matters less as an award than as evidence for a strategy decision. With Coin2Core, digital assets live inside the core, becoming part of the institution's own business rather than a side channel bolted onto it. They're visible to examiners, reported on the same statements, and positioned to anchor the deposit, payment, and lending relationships that follow the

members' wealth. The return goes, literally, to the core of the operation. That's core-centric strategy doing exactly what it's supposed to do.

Coin2Core’s architecture is unique in the industry because of where it came from. DaLand was built inside the banking sector by people with authoritative knowledge of core systems and core banking operations, not by a crypto company looking for a distribution channel. Coin2Core runs natively on the Corelation KeyStone, Jack Henry Symitar, and Fiserv DNA cores, operates under NCUA examination, and is in production at credit unions including St. Cloud Financial Credit Union. It gives credit unions an NCUA-examined, core-native digital asset solution operating across all three major credit union cores.

It is also collaboratively owned. DaLand is a CUSO owned by the institutions it serves, which gives community banking institutions a shared, owned bridge to the future of money instead of rented access to someone else’s.

“Most institutions are being told their digital asset strategy is a choice of vendor. It isn’t. It’s a choice of whether the business stays in your core or leaves it,” said Jon Ungerland, CIO/Chief of Staff at DaLand CUSO. “We built Coin2Core from inside the core because that’s where the return is and that’s where the customer relationship lives. This certification is independent confirmation that the approach holds up in production.”

What institutions avoid
The alternatives carry costs that compound. Bolt-on wallets and third-party apps add vendors, reconciliation work, and security exposure outside the institution’s control. Referring customers to large exchanges and omnibus custody platforms sends the customer, and the capital, out the door. Once digital wealth leaves, the deposits, payments, and lending relationships tend to follow, and money that could fund loans in the local economy goes to work somewhere else. “Technology should strengthen the role of the credit union, not replace it,” said Jed Meyer, CEO of St.Cloud Financial Credit Union and Chairman of the DaLand Board of Directors. “Our responsibility has always been to ensure community financial institutions can participate in the future of finance with confidence on their own terms, inside their own core. This is strategy protection in practice, and independent validation like this confirms we’re building it the right way.”

About the rating
The Level 4 rating exceeded what DaLand applied for. DaLand submitted the MIDAS© Hybrid Custody architecture behind Coin2Core for a Level 3 assessment under the Blockchain Maturity Model, at the time the highest rating the program had awarded, and assessors expanded the review after finding capabilities beyond that tier. MIDAS distributes key control across independent secure environments, requires coordinated authorization from the customer, the institution, and additional security layers before any asset moves, and gives every account its own private key rather than a share of a pooled omnibus balance. “Credit unions are being asked to make consequential decisions about digital asset infrastructure, and they need more than promises to guide those decisions,” said Gerard Daché, executive director of the Government Blockchain Association. “The Blockchain Maturity Model gives them a way to examine a solution’s governance, technical capabilities, and operational practices against defined criteria. Coin2Core’s result gives credit unions independent evidence they can bring into their own due diligence.” For more information about the Blockchain Maturity Model, visit gbaglobal.org/blockchain-maturity- model. Coin2Core®’s assessment details will be published in GBA’s Directory of BMM-Rated Trusted
Blockchain Solutions, which is referenced by the Dynamic Coalition on Blockchain Assurance and Standardization, a coalition recognized by the United Nations Internet Governance Forum. During the award presentation, GBA Executive Director Gerard Daché described Coin2Core® as “the most trusted blockchain solution in the world.”

About DaLand CUSO
DaLand CUSO is the collaborative CUSO for full-service digital asset solutions, credit-union-owned and built to keep community financial institutions plugged into the future of money. Its Coin2Core® platform, powered by the patent-pending MIDAS© Hybrid Custody architecture, delivers production-ready digital asset capabilities directly inside the KeyStone, DNA, and Symitaru cores credit unions already run. Its C.O.D.E. Engine® suite automates disputes, lending, and member origination on the same cores. Together they preserve member trust, institutional control, and cooperative economics. For more information, visit www.dalandcuso.com.